HOME BUYER GUIDE 2021

Everything you need to know to purchase a new home ... step-by-step and stress-free.

A complete step-by-step guide to buying a new home in 2021.

Checklist to keep yourself on track throughout the entire process.


TERMS:

  • Appraisal

The lender performs an appraisal to make sure the market value of the property matches the purchase price.

  • Attorney Review

Allows the attorney and buyer time to review the terms of the contract AND negotiate with the other side, too.

  • Certificate of Occupancy

The document stating the building is in good condition for occupants.

  • Closing

The final step in buying a home!

  • Deposit

The first installment payment to secure the property.

  • Inspection

A close look at the property to assess the condition or discover any shortcomings.

  • Title Review

Looking closely at the property’s title history is a crucial step to getting to the closing table.

  • Title Search

Ensures there are no liens or judgments attached to the property.

  • Mortgage

Agreement by which a creditor lends money in exchange for taking a title of the property, with the condition that the title becomes void upon payment of the mortgage.

  • Negotiate

Open discussions or modifications.

  • Under-contract

Sellers have accepted an offer from a buyer, but the sale has not yet been completed.



HOME BUYER CHECKLIST:

  1. Buyer and Seller sign a contract - offer accepted!

  2. Submit deposit money

  3. Schedule house inspections

  4. Order appraisal and

  5. Review inspection results, and submit repair requests to Seller

  6. Complete home inspections and repair or damage negotiations

  7. Receive appraisal and negotiate

  8. Receive Mortgage and title commitment

  9. Clear title

  10. Finalize everything

  11. Closing time!

The average closing timeline is 45-60 days Patience is the key [to your new home!] 🔑


THE MORTGAGE PROCESS:

  • Contact the Lender of your choice.

  • They will ask for paperwork from you, the Buyer, and your attorney.

  • Send them everything they need as soon as possible (for a quick turnaround).

  • Wait for results on your loan!

CLOSING FAQ:

  • How much money should I bring with me to closing?

  • When your loan is clear to close, your lender and the title company will begin working together to balance the final numbers so that you will know how much money you need to bring to closing.

  • Once the lender and the title company are done balancing, they will reach out to us and let us know the final number to deliver it to you with instructions.

  • Where is the closing?

  • Title Company’s Office.

  • Your real estate agent’s office.

  • What exactly happens at closing?

  • When you purchase or refinance a home, the last step in the process is called the ‘closing.’ This is where you sign your mortgage and other real estate transaction documents, make required payments, and receive the keys to your new property!

  • The closing happens after the title is clear, all conditions are satisfied, the Pre- CD is issued, and the Seller is contacted and confirms the vacant property.

  • Who is at closing?

  • You and whoever you are purchasing the property with.

  • The title company and a closing specialist to review loan documents with you.

  • Your realtor may join you.

  • Sellers do not usually attend the closing.


What can To The Point Content do for you?


To The Point’s expertise will solve all of your content problems. We have years of experience creating digital content and strategies that work.


What sets us apart from other content providers? We don’t just scribble down the first words that come to mind. We make sure every word is making an impact and working towards getting you more sales. We don’t just slap words onto the internet for others to see and make them look pretty.


Instead, we use a multifaceted approach to ensure your website content is the very best it can be, from strategy to implementation. For every client we work with, we develop a personalized plan and personalized content that proves that you are an authority in the field.


And just like you, we never stop working toward developing more outstanding expertise in our field of content marketing.


We Take a Holistic Approach to Content Marketing


Your online presence and content serve more than one purpose. Shouldn’t your content writing take everything into account?


To The Point Content’s holistic approach allows us to create organic content that covers all of your bases, niches, and platforms. We educate your prospective clients and win them over through copy that shows them exactly why you’re the right fit for them.


Try Our Strategically Planned-Out and Crafted Content for FREE


Do you or your current content marketing provider have a plan, or are you all just “winging it?”


Trial and error is a costly way to build an effective content strategy.


It clutters up your online presence, creates inconsistencies in your brand voice, and ultimately, it wastes money on projects that will never get you results.


To make your content To The Point, you need an evidence-based plan for long-term success.


Developing that plan for you is our very first step in creating winning content.


We will research into your business’ unique market, giving us insights to create an unbeatable strategy that will get you results.


Trust your content marketing to someone who has a solid strategy to back it up. Trust To The Point. Click HERE to book a call with us or view our pricing plans.


41 views0 comments